Third-party insurance and claims

Section 146 generally requires a policy meeting Chapter XI for using, or causing or allowing use of, a motor vehicle in a public place, subject to its exceptions. Section 147 describes required third-party coverage. Do not confuse that statutory requirement with cover for damage to your own vehicle, which depends on the policy you purchased. A policy's scope, insured persons, terms and exclusions need separate checking.

Section 149 sets out an insurance-company settlement process involving the Claims Tribunal. Accepting an offer and rejecting it lead to different steps; a rejection is not itself a final decision against the claimant. Sections 165 and 166 address Claims Tribunals and applications for compensation. Older references to omitted no-fault provisions in Chapter X should not be presented as current provisions. Eligibility, limitation and compensation for a real accident require the applicable law and facts, not a result from this quiz.