NI Act Section 82: Discharge from liability
Negotiable Instruments Act, 1881 · Chapter 7: Of discharge from liability on notes, bills and cheques
Also available in: हिंदी
¶The maker, acceptor or indorser respectively of a negotiable instrument is discharged from liability thereon--
¶(a) by cancellation.-- to a holder thereof who cancels such acceptor's or indorser's name with intent to discharge him, and to all parties claiming under such holder;
¶(b) by release.-- to a holder thereof who otherwise discharges such maker, acceptor or indorser, and to all parties deriving title under such holder after notice of such discharge;
¶(c) by payment.-- to all parties thereto, if the instrument is payable to bearer, or has been indorsed in blank, and such maker, acceptor or indorser makes payment in due course of the amount due thereon.
Official reference: India Code, Government of India — official section HTML — source review: 5 October 2026.Recorded edition / snapshot date: 2026-10-05.Banaka reference transcription of the official HTML snapshot; not an official or certified edition. Source wording and amendment brackets are retained; layout and footnote callouts are omitted. The recorded date is the review snapshot, not a separately dated consolidation. Hindi guides are original explanations. Read the source amendment notes and current judicial interpretation alongside the text. The historical schedule and section 2 are repealed.Read the original schedule and amendment notes
This text is for reference, not legal advice. Consult the official source for the authoritative text.
Other sections in this chapter
- 83. Discharge by allowing drawee more than forty-eight hours to accept
- 84. When cheque not duly presented and drawer damaged thereby
- 85. Cheque payable to order
- 85A. Drafts drawn by one branch of a bank on another payable to order
- 86. Parties not consenting discharged by qualified or limited acceptance
- 87. Effect of material alteration
- 88. Acceptor or indorser bound notwithstanding previous alteration
- 89. Payment of instrument on which alteration is not apparent
- 90. Extinguishment of rights of action on bill in acceptor's hands