NI Act Section 85: Cheque payable to order
Negotiable Instruments Act, 1881 · Chapter 7: Of discharge from liability on notes, bills and cheques
Also available in: हिंदी
¶[(1)] Where a cheque payable to order purports to be endorsed by or on behalf of the payee, the drawee is discharged by payment in due course.
¶[(2) Where a cheque is originally expressed to be payable to bearer, the drawee is discharged by payment in due course to the bearer thereof, notwithstanding any endorsement whether in full or in blank appearing thereon, and notwithstanding that any such endorsement purports to restrict or exclude further negotiation.]
Official reference: India Code, Government of India — official section HTML — source review: 5 October 2026.Recorded edition / snapshot date: 2026-10-05.Banaka reference transcription of the official HTML snapshot; not an official or certified edition. Source wording and amendment brackets are retained; layout and footnote callouts are omitted. The recorded date is the review snapshot, not a separately dated consolidation. Hindi guides are original explanations. Read the source amendment notes and current judicial interpretation alongside the text. The historical schedule and section 2 are repealed.Read the original schedule and amendment notes
This text is for reference, not legal advice. Consult the official source for the authoritative text.
Other sections in this chapter
- 82. Discharge from liability
- 83. Discharge by allowing drawee more than forty-eight hours to accept
- 84. When cheque not duly presented and drawer damaged thereby
- 85A. Drafts drawn by one branch of a bank on another payable to order
- 86. Parties not consenting discharged by qualified or limited acceptance
- 87. Effect of material alteration
- 88. Acceptor or indorser bound notwithstanding previous alteration
- 89. Payment of instrument on which alteration is not apparent
- 90. Extinguishment of rights of action on bill in acceptor's hands