NI Act Section 76: When presentment unnecessary
Negotiable Instruments Act, 1881 · Chapter 5: Of presentment
Also available in: हिंदी
¶No presentment for payment is necessary, and the instrument is dishonoured at the due date for presentment, in any of the following cases:--
¶(a) if the maker, drawee or acceptor intentionally prevents the presentment of the instrument, or,
¶if the instrument being payable at his place of business, he closes such place on a business day during the usual business hours, or,
¶if the instrument being payable at some other specified place, neither he nor any person authorized to pay it attends at such place during the usual business hours, or,
¶if the instrument not being payable at any specified place, he cannot after due search be found;
¶(b) as against any party sought to be charged therewith, if he has engaged to pay notwithstanding non-presentment;
¶(c) as against any party if, after maturity, with knowledge that the instrument has not been presented--
¶he makes a part payment on account of the amount due on the instrument,
¶or promises to pay the amount due thereon in whole or in part,
¶or otherwise waives his right to take advantage of any default in presentment for payment;
¶(d) as against the drawer, if the drawer could not suffer damage from the want of such presentment.
Official reference: India Code, Government of India — official section HTML — source review: 5 October 2026.Recorded edition / snapshot date: 2026-10-05.Banaka reference transcription of the official HTML snapshot; not an official or certified edition. Source wording and amendment brackets are retained; layout and footnote callouts are omitted. The recorded date is the review snapshot, not a separately dated consolidation. Hindi guides are original explanations. Read the source amendment notes and current judicial interpretation alongside the text. The historical schedule and section 2 are repealed.Read the original schedule and amendment notes
This text is for reference, not legal advice. Consult the official source for the authoritative text.
Other sections in this chapter
- 61. Presentment for acceptance
- 62. Presentment of promissory note for sight
- 63. Drawee's time for deliberation
- 64. Presentment for payment
- 65. Hours for presentment
- 66. Presentment for payment of instrument payable after date or sight
- 67. Presentment for payment of promissory note payable by instalments
- 68. Presentment for payment of instrument payable at specified place and not elsewhere
- 69. Instrument payable at specified place
- 70. Presentment where no exclusive place specified
- 71. Presentment when maker, etc., has no known place of business or residence
- 72. Presentment of cheque to charge drawer
- 73. Presentment of cheque to charge any other person
- 74. Presentment of instrument payable on demand
- 75. Presentment by or to agent, representative of deceased, or assignee of insolvent
- 75A. Excuse for delay in presentment for acceptance or payment
- 77. Liability of banker for negligently dealing with bill presented for payment